A new personal finance experience in ChatGPT

ChatGPT is rolling out a new personal finance experience for Pro users in the U.S., allowing them to securely connect financial accounts. This feature provides a dashboard of spending and enables users to ask questions grounded in their financial context, all while maintaining control over their data. This initial preview aims to gather real-world usage insights before a broader expansion.

Managing personal finances often involves navigating a complex web of accounts, apps, and spreadsheets. ChatGPT, already used by over 200 million people monthly for financial queries, can now integrate real financial data with its advanced reasoning. This integration helps users spot patterns, understand tradeoffs, and plan for major financial decisions in a personalized manner.

The service allows users to connect accounts from over 12,000 financial institutions via Plaid, with Intuit support coming soon. Once synced, users get an up-to-date view of their portfolio, spending, subscriptions, and upcoming payments. ChatGPT can also store broader financial context, such as savings goals or planned purchases, in "Financial memories" to inform future conversations.

However, it's important to note that this tool is designed to help users stay informed and confident in managing their finances, but it is not a substitute for professional financial advice. The goal is to provide a more personal and complete financial guidance by connecting the dots across accounts, goals, and shared information. The feature is being rolled out incrementally, starting with Pro users on web and iOS, with the aim of making it available to everyone eventually.